We offer the following payment methods:

  • Cash or bank card (payment on site when collecting your purchase)
  • Bank transfer (pre-payment via internet bank, an invoice will be e-mailed to you)
  • Online payment (via internet bank, payment cards, online payment systems)
  • Leasing (easily pay for your purchase in instalments with Inbank payments)
  • ESTO 6 


ESTO 6 is the most popular new generation payment method. Split the purchase amount comfortably into 6 equal parts. Get exactly what you need without interest, extra fees, or down payment. Use the ESTO 6-part payment method in online stores and physical shops.

You can find all ESTO partner stores in the ESTO Market:  https://esto.eu/lt/esto-market

How does it work?
By choosing ESTO 6 as your payment method, you can divide the total payment into 6 equal parts over 6 months without any fees.

  1. Add the necessary products to your cart.
  2. Choose ESTO 6 as the payment method at checkout.
  3. You will receive a decision in real-time.
  4. If the decision is positive, confirm the purchase. ESTO will send you your first invoice on the 15th of next month.

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The minimum purchase amount is 60 EUR.

The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and, if necessary, consult with a specialist. More information at https://esto.eu/lt/

ESTO hire-purchase is a flexible payment solution that allows you to split your payment into convenient monthly installments. Spread the purchase amount over a period that suits you the best. You can choose the period and the down payment amount when completing your purchase by selecting ESTO hire-purchase at checkout.

Use ESTO hire-purchase in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market:  https://esto.eu/lt/esto-market

How to pay with an ESTO hire-purchase?

  1. Add the necessary products to your cart.
  2. Select ESTO hire-purchase as the payment method at checkout.
  3. Choose your preferred repayment period ranging from 3 to 60 months.
  4. You will receive a decision in real-time.
  5. If the decision is positive, digitally sign the agreement using your ID card, Smart-ID, or Mobile-ID.

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The hire purchase service is offered and regulated by ESTO AS. The annual percentage rate for the hire purchase of ESTO AS is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly installments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. 


  • KLIX


  • Klix allows you to pay with a card, make a direct bank payment from the bank account and pay in instalments by receiving an online loan offer and signing it from your phone. 
  • Klix Pay by Card is an option to pay with VISA and Mastercard cards. When paying for the first time, the payment form gives the customer an opportunity to save card data on the Klix app. If you agree to save the card data, future payments with Klix on any site will be faster because the card data field will be automatically filled. Klix card system conforms to the provisions of the relevant data security standard PCI DSS.
  • Klix Bank Payments from your bank account. It is a fast and safe payment method allowing you to pay for the purchase online. To make a payment, choose your bank, log in and confirm the payment. Klix is a safe payment initiator, which provides the service in accordance with the European Union directive Payment services (PSD 1) - Directive 2007/64/EC.


WHO CAN PURCHASE PRODUCTS THROUGH A LOAN?
- Any permanent resident of Latvia and Lithuania can purchase products through a loan.
- The borrower needs to have steady, official monthly income.
- Borrower’s age: from 18 to 80 years old.
- Loan amount: from EUR 50 to EUR 7000.
- Loan term: from 1 to 36 months.
- For purchases from 1400 EUR, down payment of min. 10% has to be made.
- To formalise a loan, a qualified Smart-ID or AS Citadele Banka online banking system, as well as a passport or ID card are needed.